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Terms And Condition

Loadus Foundation Inc. Terms of  Service 

Questions about our terms? Contact Us 

Date of Last Revision: January 1, 2021 



Loadus Foundation Inc. Services Description: The Loadus Foundation Inc. Services  are offered as a platform to allow an individual, entity or non-profit organization (the  "Campaign Organizer") to post a fundraising campaign ("Campaign") to the Loadus Foundation Inc. Platform to accept monetary donations ("Donations") from donors  ("Donors"). 

LOADU$ Charity Services Description: The LOADU$ CharityServices are offered as  a platform to allow a Campaign Organizer to accept Donations from Donors for a  charitable purpose. This means that, in connection with LOADU$ Charity, either the  Campaign Organizer or Beneficiary must be a non-profit organization and established  as such under the applicable laws of incorporation (“Charities”). For example, in the  United States, the Campaign Organizer for LOADU$ Charity Services must be a  501(c)(3),(c)(4) or other non-profit organization, raising funds for a charitable purpose. 

Payment Processor: Loadus Foundation Inc. is not a payment processor and does not  hold any funds. Instead, Loadus Foundation Inc. uses third-party payment processing  partners to process Donations for a Campaign (“Payment Processor”). You  acknowledge and agree that the use of Payment Processors are integral to the Services 

and that we exchange information with Payment Processors in order to facilitate the  provision of Services. 

Payment Processor Fees: Although there are no fees to set up a Campaign, industry standard payment processor fees apply (hereinafter and on the website referred to as  "Payment Processor Fees"). To learn more about the Loadus Foundation Inc. Platform,  the LOADU$ Charity Platform and applicable Payment Processor Fees for each,  visit Loadus Foundation Inc. Pricing and LOADU$ Charity Pricing. 

The Services are platforms; We are not a Broker, Financial Institution or Creditor : The Services are administrative platforms only. Loadus Foundation Inc. facilitates the Campaign of the Campaign Organizers and permits Donors to make  donations to these Campaign Organizers. Loadus Foundation Inc. is not a broker,  agent, financial institution, creditor, we are a 501(c)(3) nonprofit corporation. 

All information and content provided by Loadus Foundation Inc. relating to the Services  is for informational purposes only, and Loadus Foundation Inc. does not guarantee the  accuracy, completeness, timeliness or reliability of any such information or content. No content is intended to provide financial, legal, tax or other professional advice. Before  making any decisions regarding any Campaigns, Charities, Donations, Donors, or any  information or content relating to the Services, you should consult your financial, legal,  tax or other professional advisor as appropriate. You acknowledge that all information  and content accessed by you using the Services is at your own risk. 

Loadus Foundation Inc. has no control over the conduct of, or any information provided  by, a User and hereby disclaims all liability in this regard to the fullest extent permitted  by applicable law. We do not guarantee that a Campaign will obtain a certain amount of  Donations or any Donations at all. We do not endorse any Campaign, User, or cause  and we make no guarantee, express or implied, that any information provided through  the Services is accurate. We expressly disclaim any liability or responsibility for the  outcome or success of any Campaign. You, as a Donor, must make the final  determination as to the value and appropriateness of contributing to any User,  Campaign, or event. 

No Solicitation: The Loadus Foundation Inc. and LOADU$ Charity Platforms  (collectively “Platforms”) are offered to help Campaign Organizers raise money. Loadus Foundation Inc. merely provides the technology to allow fundraisers to connect with  Donors. The existence of the Services is not a solicitation of donations by Loadus Foundation Inc., and Loadus Foundation Inc. does not engage in any solicitation  activities, or consult on the solicitation of contributions from the public, on behalf of any  individual, entity, or organization. By using the Services, you understand and agree that  Loadus Foundation Inc. shall not be responsible for the use of your donations or the  amount of funds raised for the User, Campaign, or event. 

Donors: All Donations are at your own risk. When you make a Donation through either  of the Platforms, it is your responsibility to understand how your money will be used. 

Loadus Foundation Inc. is not responsible for any offers, promises, rewards or  promotions made or offered by Users or Campaigns. We do not and cannot verify the  information that Users or Campaigns supply, nor do we represent or guarantee that the  Donations will be used in accordance with any fundraising purpose prescribed by a  User or Campaign or in accordance with applicable laws. Notwithstanding the foregoing,  we take possible fraudulent activity and the misuse of funds raised very seriously. You  can learn more about our Fraud Policy. If you have reason to believe that a User or  Campaign is not raising or using the funds for their stated purpose, please use the  "Report" button on the Campaign to alert our team of this potential issue and we will  investigate. If you are a donor, you may also be covered by the Loadus Foundation Inc. Guarantee. 

  1. Donors are not permitted to impose restrictions on the use of Donations by a  Charity or Event Organizer. To the extent that a Donation is made in response to  an appeal for a particular program of a Charity or Event Organizer, or to the  extent that a Donor purports to direct the use of Donations by a Charity or Event  Organizer, any such directions shall constitute non-binding recommendations  only and the Charity or Event Organizer shall have full discretion to determine  how all Donations will be used. 

  2. Loadus Foundation Inc. makes no representation as to whether all or any portion  of your Donations, including, if any, Payment Processor Fees, are tax deductible  or eligible for tax credits. Loadus Foundation Inc. will have no liability for any  claim by any federal, state, provincial, territorial, local or any other tax authority  with respect to the characterization on any applicable tax return of any Donation  by you, any User or any Charity. You should consult your tax advisor as to the  amount of your Donation that is tax deductible or eligible for tax recognition,  having regard to (among other things) the tax status of the recipient of any  Donation in any relevant jurisdiction, and particularly if you are awarded a gift or  prize in connection with your Donation. 

  3. Donors shall provide Loadus Foundation Inc. with such information as is required  to enable the issuing of an official Donation receipt. Donor acknowledges and  agrees that, in accordance with the Privacy Policy, certain of Donor’s personal  

information will be shared with the Charity to which such Donor makes a  donation (including without limitation as part of a Donor List, as set forth above)  and may be used by such Charity in accordance with the Charity’s Privacy  Policy. Loadus Foundation Inc. is not responsible, and shall not be liable, for any  Charity’s use of any Donor information. 

Certain states require written disclosures for Charities soliciting contributions. For  donors making donations to Charities, please see the state non-profit disclosures for  those charities. 

Campaign Organizer: You, as a Campaign Organizer, represent, warrant, and  covenant that (i) all information you provide in connection with a Campaign or  Beneficiary is accurate, complete, and not likely to deceive reasonable Users; (ii) all  Donations contributed to your Campaign will be used solely as described in the 

materials that you post or otherwise provide; (iii) if you withdraw donations believed by  reasonable Donors to be raised on behalf of someone other than you (i.e., the  Beneficiary),all Donations will be given to and/or spent on behalf of the Beneficiary; (iv)  if you add a Beneficiary through the Services, you relinquish control of the Donations,  including the ability to issue refunds; (v) you will not infringe the rights of others; (vi) you  will comply with all relevant and applicable law and financial reporting obligations,  including but not limited to laws and regulations relating to registration, tax reporting,  political contributions, and asset disclosures for your project; and (vii) to the extent you  share with us any personal data of any third party for any purpose, including the names,  email addresses and phone numbers of your personal contacts, you have the authority  (including any necessary consents),as required under applicable law, to provide us with  such personal data and allow us to use such personal data for the purposes for which  you shared it with us. You authorize Loadus Foundation Inc., and Loadus Foundation  Inc. reserves the right to, provide information relating to your Campaign to Donors,  beneficiaries of your Campaign or law enforcement, and to assist in any investigation  thereof. 

If you use the Services as an agent of a Charity using the services to raise funds for  such Charity, you represent and warrant that: (a) you are a representative of the  Charity, which representative is authorized to raise funds or bind the Charity to these  Terms of Service; (b) you are raising funds for a Charity, with a cause or activity that is  legal under all applicable federal, state, provincial, territorial and local laws and  regulations; (c) all donated funds will be used solely for the purpose you have stated on  and in connection with your Campaign, and under no circumstances may you use the  funds for any other purpose; (d) your Charity has and will maintain tax-exempt status  under applicable law (example, the Internal Revenue Code in the United States or the  Income Tax Act in Canada; or (e) if your Charity is in the United States, your Charity is  registered with GuideStar or the IRS tax exempt organization database, or, in Canada,  is listed in the Canada Revenue Agency's database of registered charities. 

Your Registration Obligations: You may be required to register with Loadus Foundation Inc. in order to access and use certain features of the Services. If you  choose to register for the Services, you agree to provide and maintain true, accurate,  current and complete information about yourself or your Charity as prompted by the  Services' registration form. Campaign Organizers must register using their true identities  (or the identities of the Charities’ authorized representatives),including their name,  address and any image or video purporting to depict the Campaign Organizer or the  Beneficiary of such campaign. You agree to keep registration information current and up  to date. 

Registration data and certain other information about you are governed by these Terms  of Service and our Privacy Policy. If you are under 13 years of age (16 in Europe),you  are not authorized to use the Services, with or without registering. In addition, if you are  under the age of majority in your jurisdiction (typically 18 or 19 years of age),you may  use the Services, with or without registering, only with the approval of your parent or  guardian. Certain aspects of our Services may also require you to register with, and 

agree to the terms of, third-party service providers (e.g., Payment Processors),with  whom Loadus Foundation Inc. has entered into contracts, in order to be able to benefit  from their services. If Loadus Foundation Inc. or one of our payments processors at any  time discovers that the information you provided about you or the purpose of your  Campaign is incorrect or violates any of these Terms of Service or their terms of  service, the Services may be suspended and/or terminated with immediate effect and  fines may be applied by the relevant authorities which will in all such cases be payable  by you. You acknowledge and agree that the use of third party Payment Processors are  integral to the Services and that we exchange information with such third parties in  order to facilitate the provision of Services as set out in our Privacy Policy. 


The LOADU$ Charity Services include the features and services described here. All  donations are subject to a Payment Processor Fee for each donation. Donors have the  option to cover all Payment Processor Fees at checkout. 

  1. Chargebacks and Refunds. Occasionally, a Donor may dispute a credit card  charge for a Donation through the Services. 

  2. If Donations are refunded to the Donor by Peymynt and Peymynt already  remitted payment to the Charity, Peymynt will deduct the chargebacks or  refunds from future payments to the Charity, and if necessary, issue an  invoice to the applicable Charity. The applicable Charity expressly agrees  that it will be responsible for paying Peymynt the full amount of any  Donation refund due to a Donor. Peymynt may elect to offset a future  Donation rather than requesting that the Charity return the refunded  Donation. 

  3. If such Donations were made through WePay, the Charity has control over  the Donations and Charity, rather than Loadus Foundation Inc., is responsible for issuing refunds and handling chargebacks directly with  Donors. 

  1. You acknowledge that certain data available or otherwise accessible on or by  means of the Services concerning the list of United States-based 501(c)(3)  charities to which you may make a Donation is provided by GuideStar USA, Inc.  ("GuideStar"),a third party licensor of LOADU$ Charity. For good and valuable  consideration, the receipt and sufficiency of which is hereby acknowledged by  you and Loadus Foundation Inc., you acknowledge and agree that GuideStar  (and its successors and assigns) is an intended third party beneficiary with full  power and authority to enforce the provisions of these Terms only insofar as it  relates to data provided by GuideStar (the “GuideStar Data”). You agree that  Loadus Foundation Inc. may share any information provided by you with  GuideStar to the extent that GuideStar reasonably needs such data to enforce its  rights related to your use of any GuideStar Data. 

  2. If you are the authorized representative of a Charity, and you do not wish for your  Charity to appear in Loadus Foundation Inc.’s searchable database, you may contact us at info@loadus.com or contact customer service to request that your  Charity be removed from our database. Your email should include your full name,  title, and an email address and phone number associated with your Charity.  Please note that if your Charity is removed from the Loadus Foundation Inc.’s  database, it will not be eligible to receive contributions through either of the  Platforms. 

  1. Receiving Funds. As a Charity, receipt of Donations, minus any applicable  Payment Processor Fees, is based upon and subject to the applicable Payment  Processor's procedures and terms. Available Processors are described under  "Payment Processors for Charities on LOADU$ Charity Platform" below. Loadus Foundation Inc. is not a payment processor and does not hold funds. 

  2. Loadus Foundation Inc. does not withhold funds for tax purposes or otherwise.  Charities will be solely responsible for taxes based on applicable international,  federal, state, local or any other taxes or levies, or for any applicable taxes based  on their net income or gross receipts (if any). 

  3. Canadian Charities. 

  4. Official Donation Receipts. Charities in Canada have the option of  appointing LOADU$ Charity to issue official Donation receipts on the  Charity's behalf for Donations to the Charity through the LOADU$ Charity  Services. Charities that do so understand and acknowledge that the  Charity is responsible under the Income Tax Act to ensure that all receipts  are issued in compliance with applicable laws. A Charity may at any time  rescind its appointment of LOADU$ Charity in this capacity, at which time  LOADU$ Charity will immediately cease issuing receipts on behalf of the  Charity. 

  5. Required Information. LOADU$ Charities in Canada that appoint LOADU$ Charity to issue receipts on their behalf must provide LOADU$ Charity  with the following information, and must notify Charity immediately of any  changes to the information below: 

  6. Current head office address as recorded with the Canada Revenue  Agency; 

  7. Name of representative duly authorized by the Charity to sign  official Donation receipts; 

  8. Reproducible .jpeg image of signature of authorized representative  that can be affixed to official Donation receipts; 

  9. A description and the fair market value of any and all prizes, rewards or other benefits provided to Donors in respect of donations to the Charity through the LOADU$ Charity Services,  which shall be used to determine the eligible amount of the gift for  receipting purposes. For greater certainty, the value of any such  benefits shall be subtracted from the fair market value of property  gifted to the Charity to determine the eligible amount of the gift. 

  1. Representation of LOADU$ Charity. Subject to the obligations of the  Charity set out herein and in particular paragraph 4 below, LOADU$ Charity represents and warrants that, when applicable, it will issue tax receipts in accordance with the requirements of the applicable Canadian law. 

  1. Reliance on Information Provided. LOADU$ Charity will rely wholly on the  information provided by the Charity or its representatives in order to  prepare official Donation receipts, as well as information supplied to it by  Donors when making Donations. LOADU$ Charity is not responsible to  verify any information provided to it by the Charity, any representative of  the Charity, or any Donor. The Charity acknowledges this and agrees that  LOADU$ Charity shall not be responsible for any incorrect information  included on an official Donation receipt, or for any tax or regulatory  consequences resulting from the provision of incorrect information by the  Charity, any representative of the Charity, or any Donor. 

  2. Records. All Canadian registered charities are subject to record-keeping  obligations under Canadian law. Each Canadian Charity is responsible to  ensure that it maintains such records as are required under Applicable  Law. This includes a requirement to maintain copies in Canada of all  official Donation receipts issued and records to verify Donations received.  A Canadian Charity can select to have LOADU$ Charity copy the Charity  on all emails sent to Donors on the Charity's behalf which contain an  official Donation receipt. Each Charity can also access Donation reports  and copies of all official Donation receipts issued on that Charity's behalf  by logging on to LOADU$ Charity Services, and can print these documents manually. Canadian Charities can also access reconciliation  reports from WePay pursuant to WePay's Terms of Service. 

  1. Form of Receipt. A Charity on behalf of which LOADU$ Charity issues  official Donation receipts may at any time request a copy of the form of  receipt being issued and may direct LOADU$ Charity to revise the form of  receipt as necessary to ensure compliance with Applicable Laws. 

Ownership of Donor Lists and Data

  1. Loadus Foundation Inc. Platform. As between Loadus Foundation Inc. and  Charity using the Loadus Foundation Inc. Platform, Charity may request Donor  Lists (defined below) and Donor Data (defined below) for compliance and  transactional purposes. If the Charity has a Charity Contact account on the  LOADU$ Charity Platform, Loadus Foundation Inc. shall transfer all Donor Lists  and Donor Data to Charity’s account. 

  2. Loadus Foundation Inc. Platform. As between Loadus Foundation Inc. and  Charity using the Loadus Foundation Inc. Platform, Charity may request Donor  Lists (defined below) and Donor Data (defined below) for compliance and  transactional purposes. 

  3. LOADU$ Charity Platform. As between Loadus Foundation Inc. and Charity  using the LOADU$ Charity Platform, with respect to Donor lists and Donor Data  that Loadus Foundation Inc. has received exclusively by means of a donation to  such Charity and by no other means, and to the extent permitted by the Privacy  Policy and applicable law, Charity shall own the Donor Data of Donors who have provided a Donation to Charity, including contact information of such Donors;  provided, however, that Charity grants to Loadus Foundation Inc. a worldwide,  non-exclusive, royalty-free, perpetual license to use Donor Data for the following  purposes: (a) to provide the Services, including account administration and  processing donations; (b) to enforce our agreements; (c) fraud prevention, safety,  security, and compliance with law; (d) to respond to law enforcement requests;  (e) research and analytics; (f) to customize, adjust, and improve the Services;  and (g) to develop new services. “Donor Data” shall mean a Donor’s name,  address, email address, donation amount, date of transaction, transaction  identification number, name of the project, and event associated with the  Donation. THE LIST OF DONORS WHO CONTRIBUTE TO A CHARITY'S  CAMPAIGN OR EVENT CONDUCTED THROUGH THE SERVICES (“DONOR  LISTS”) ARE PROVIDED “AS IS”, AND LOADUS FOUNDATION INC. MAKES  NO REPRESENTATIONS, WARRANTIES OR GUARANTEES ABOUT THE  ACCURACY, COMPLETENESS OR TIMELINESS OF ANY DONOR LIST OR  ANY INFORMATION CONTAINED THEREIN. By using these Services, all  Donors consent to the disclosure of such Donor Lists and Donor Data described  in this Section. 

Taxes: It is your responsibility to determine what, if any, taxes apply to the Donations  you receive through your use of the Services. It is solely your responsibility to assess,  collect, report or remit the correct tax, if any, to the appropriate tax authority. 

Member Account, Password and Security: You are responsible for maintaining the  confidentiality of your password and account, if any, and are fully responsible for any  and all activities that occur under your password or account. You agree to (a)  immediately notify Loadus Foundation Inc. of any unauthorized use of your password or  account or any other breach of security, and (b) sign out from your account at the end of  each session when accessing the Services. Loadus Foundation Inc. will not be liable for  any loss or damage arising from your failure to comply with this Section. 

Modifications to Services: Loadus Foundation Inc. reserves the right to modify,  suspend or discontinue, temporarily or permanently, the Services (or any part thereof)  at any time and for any reason, with or without notice, and without any liability to you or  to any third party for any claims, damages, costs, or losses resulting therefrom. 

Content Manifestly Made Public by the User.

Public Content; Public Display of Information and Donations: Some of your activity  on and through the Services is public, such as content you post publicly on the  Platforms (including descriptions, texts, music, sound, information, data, software,  graphics, comments, photos, videos, images, trademarks, logos, brands or other  materials you upload or post through the Services or share with other users or  recipients) (“User Content”). Additionally, user profile information, including your first  and last name, public email address, organization, personal biography, and other  information you enter in connection with your user profile may be displayed to other 

users to facilitate user interaction within the Services. For example, as a Campaign  Organizer, you might post your personal data - such as information about a recent  hospital stay - which data might be considered sensitive data. In addition, as a Donor,  you have the option to publicly display your Donation for all to see, including on search  engines (like Google and Yahoo). To keep the details of your Donation private from the  general public, simply click the "Private" checkbox during the Donation process. Please  remember that if you choose to provide information using certain public features of the  Services, then that information is governed by the privacy settings of those particular  features and may be publicly available. Individuals reading such information may use or  disclose it to other individuals or entities without our knowledge and without your  knowledge, and search engines may index that information. We therefore urge you to  think carefully about including any specific information you may deem private in content  that you create or information that you submit through the Services. Please see  our Privacy Policy for information on the ways that we may collect, use, and store  certain information about you and your use of the Services. 

Unsolicited Information: Please be advised that User Content and other unsolicited  information you provide may be publicly accessible, such as information you post in  forums or comment sections. We also collect information through customer support  communications, your communications to us of ideas for new products or modifications  to existing products, and other unsolicited submissions, or any questions, comments,  suggestions, ideas, feedback or other information about the Services (collectively, with  publicly-accessible information, “Unsolicited Information”). By sending us Unsolicited  Information, (a) you agree that we are under no obligation of confidentiality, expressed  or implied, with respect to the Unsolicited Information; (b) you acknowledge that we may  have something similar to the Unsolicited Information already under consideration or in  development; (c) you agree that Loadus Foundation Inc. will be entitled to the  unrestricted use and dissemination of the Unsolicited Information for any purpose,  commercial or otherwise, without acknowledgment or compensation to you; (d) you  represent and warrant that you have all rights necessary to submit the Unsolicited  Information; (e) to the extent necessary, you hereby grant to Loadus Foundation Inc. a  fully paid, royalty-free, perpetual, irrevocable, worldwide, non-exclusive, and fully  transferable and sublicensable right (through multiple tiers) and license to use,  reproduce, perform, display, distribute, adapt, modify, re-format, create derivative works  of, and otherwise commercially or non-commercially exploit in any manner, any and all  Unsolicited Information, and to sublicense the foregoing rights; and (f) you irrevocably  waive, and cause to be waived, against Loadus Foundation Inc. and its users any  claims and assertions of any moral rights contained in such Unsolicited Information.  This Unsolicited Information section shall survive any termination of your account or the  Services. 

You acknowledge and agree that Loadus Foundation Inc. may preserve Unsolicited  Information, as well as User Content, and may also disclose your Unsolicited  Information or User Content if required to do so by law or in the good-faith belief that  such preservation or disclosure is reasonably necessary to (a) comply with legal  process, applicable laws or government requests; (b) enforce these Terms of Service; 

(c) respond to claims that any User Content violates the rights of third parties; or (d)  protect the rights, property, or personal safety of Loadus Foundation Inc., its users or  the public. 

Third-Party Communications: If you use any feature of the Services that allows you to  communicate with third parties (such as to refer a third party to the Services or to  communicate with them regarding a Campaign or a donation),either by submitting  Third-Party Data to the Services or otherwise permitting the Services to automatically  access Third-Party Data in your possession, you acknowledge and agree that you have  the authority of the relevant third party for us to access and use the relevant Third-Party  Data and that you have notified these third parties and informed them how their  information is collected and used by Loadus Foundation Inc. to provide the Services.  We reserve the right to identify you as the person who has made the referral in any  messages that are sent to them. We use Third-Party Data to (a) contact such third party  using the Third-Party Data provided, and/or (b) provide you with an editable template  message designed to facilitate communications between you and such third party  through the Services. In addition to sending the foregoing communications we may also  send reminders or related messages to you and to third parties on your behalf from time  to time where permitted by applicable law. In each case, any such communication sent  to third parties using Third-Party Data will provide a means to “opt out” of receiving  further communication of the same nature. 

Promotions on the Loadus Foundation Inc. Platform: You are not permitted to offer  any contest, competition, reward, give-away, raffle, sweepstakes or similar activity  (each, a "Promotion") on or through the Loadus Foundation Inc. Services. 

Promotions on the LOADU$ Charity Platform: You are not permitted to offer any  Promotion on the LOADU$ Charity Platform without our prior written consent. You may  seek permission by sending an email to info@loadus.org. If we consent, you take full  responsibility for the Promotion, and you agree that: (a) such Promotion shall comply  with all applicable laws; (b) you are solely responsible for all facets of the Promotion,  including without limitation any prizes offered; (c) you may not use the our intellectual  property in the rules or any other materials relating to the Promotion without our express  written permission; (d) such Promotion does not require making a Donation as the only  way to enter; (e) you are responsible for the marketing of the Promotion, and that such  Promotion is not marketed to anyone under either the age of 18 or the age of majority  for the jurisdiction in which you reside, whichever age is older; (f) prizes, rewards, give aways or incentives are not intended to be items available for purchase; and (g) such  Promotion may not endorse, sponsor or promote anything related to gambling, alcohol,  illegal or prescription drugs, medical devices, national health products, firearms,  pornography, or tobacco. You will include the following provisions within your official  rules for any Promotion that you choose to publicize on LOADU$ Charity Services: (i)  Loadus Foundation Inc. does not sponsor or endorse the Promotion; (ii) Loadus Foundation Inc. does not guarantee the delivery of any reward, incentive or other prize  offered by you; (iii) each participant or entrant in the Promotion releases Loadus

Foundation Inc. from any and all liability and (iv) all questions concerning the Promotion  must be directed to you and not to Loadus Foundation Inc.. 

If you or any other third party offer to match funds raised for a Charity through LOADU$ Charity Services, you or such third party are solely responsible for providing those  matching funds to the Charity and for complying with any legal obligations associated  with such a match. Loadus Foundation Inc. shall have no responsibility for providing  such matching funds, ensuring that you or the third party provides those funds, or  ensuring any relevant legal obligations are met. 

Events on the LOADU$ Charity Platform: LOADU$ Charity Services enables  Charities to offer and users to register for events, such as marathons, walks, rides, and  other similar events (collectively, "Events") which may require a registration fee, as  determined by the organizers of these events ("Event Organizers"). Event Organizers  may establish a page on the LOADU$ Charity Platform that provides details about their  Event and provides the ability to collect Event registration fees through LOADU$ Charity  Services. Event Organizers shall be solely responsible for such Events, including but  not limited to any participation requirements, obtaining any and all necessary permits  and waivers, and ensuring such Event complies with applicable law. Event Organizers  shall be solely responsible for determining the amount of Event registration fees and  providing any associated discounts, promotions or refunds. 

  1. Fees. Event Organizers that use the LOADU$ Charity Services to process Event  registrations agree to pay Loadus Foundation Inc. a monthly fee. 

  2. Receipt of Registration Fees. Receipt of registration fees,is based upon and  subject to Loadus procedures and terms. 

  3. Loadus Foundation Inc. does not withhold funds for tax purposes or otherwise.  Event Organizers will be solely responsible for taxes based on applicable  international, federal, state, local or any other taxes or levies. 

  4. Chargebacks and Refunds. Occasionally, an Event Registrant may dispute a  credit card charge for a Donation through the LOADU$ Charity Services. All  refunds for event registrations are handled by Event Organizers. Loadus Foundation Inc. is not responsible for handling or communicating an Event  Organizer's refund policy or processing refunds, including without limitation for  any errors processing a refund, the failure to provide a refund, the failure of an  Event Organizer to communicate about a refund, or any chargebacks related to a  refund. Donors should contact an Event Organizer concerning a refund. Event  Organizers agree to deal exclusively with Event registrants concerning refunds. 

Data Retention: You acknowledge that Loadus Foundation Inc. has no obligation to  you to retain data relating to any account or Campaign. You acknowledge that Loadus Foundation Inc. reserves the right to delete data or to terminate accounts or Campaigns  at any time and for any reason, with or without notice, and without any liability to you or  to any third party for any claims, damages, costs or losses resulting therefrom. The  foregoing does not apply to Campaigns or accounts started by Charities on either 

Platform, in which case Loadus Foundation Inc. will provide reasonable notice where  possible. 

Mobile Loadus Foundation Inc. Services: The Loadus Foundation Inc. Services  include certain features that may be made available via a mobile device, including the  ability to (i) upload User Content to the Loadus Foundation Inc. Platform, (ii) browse the  Loadus Foundation Inc. Platform and (iii) access certain items through an application  downloaded and installed on a mobile device (collectively, the "Mobile Services"). To  the extent you access Mobile Services, your wireless service carrier's standard charges,  data rates and other fees may apply. In addition, downloading, installing, or using  certain Mobile Services may be prohibited or restricted by your carrier, and not all  Mobile Services may work with all carriers or devices. By using the Mobile Services, you  agree that we may communicate with you by SMS, MMS, text message or other  electronic means to your mobile device and that certain information about your usage of  the Mobile Services may be communicated to us. We shall comply with any additional  requirements that may apply under local laws and regulations before communicating  with you in this manner. In the event that you change or deactivate your mobile  telephone number, you agree to promptly update your Loadus Foundation Inc. account  information to ensure that your messages are not sent to the person that acquires your  old number. 


If you are a User located in Australia, references to “Loadus Foundation Inc.”, “we”, “us”,  “our” and other similar terms in this section (Prohibited Conduct) shall be read as  references to both Loadus Foundation Inc. Australia PTY Ltd and Loadus Foundation  Inc., Inc. 

You are solely responsible for compliance with all applicable law in relation to your  Campaign or use of the Services. You are further solely responsible for all User Content  that you upload, post, publish, display, transmit or otherwise use (hereinafter, "Upload").  If you are not the beneficiary of the Campaign you organize, you agree to deliver funds  to the ultimate beneficiary directly and as soon as possible. You agree to fully cooperate  with any request we make for evidence we deem necessary to verify your compliance  with these Terms of Service. 

The following are examples of User Content and/or use that is illegal or prohibited by  Loadus Foundation Inc.. This list is not exhaustive and we reserve the right to remove  any Campaign and/or investigate any User who, in our sole discretion, violates any of  the terms or spirit of these Terms of Service. As we investigate Your Campaign, a User,  or User Content, we may consider all available material including but not limited to  social media, related news, and any other information that we, in our sole discretion,  deem relevant in our review. We further reserve the right, without limitation, to ban or  disable your use of the Services, remove the offending User Content, suspend or  terminate Your account, stop payments to any such Campaign, freeze or place a hold  on Donations, and report you to law enforcement authorities or otherwise take appropriate legal action including seeking restitution on behalf of ourselves and/or our  users. 

Without limiting the foregoing, you agree: 

  1. not to use the Services to raise funds or establish or contribute to any Campaign  with the implicit or explicit purpose of or involving: 

  2. the violation of any law, regulation, industry requirement, or third-party  guidelines or agreements by which you are bound, including those of  payment card providers and transaction processors that you utilize in  connection with the Services; 

  3. any election campaigns that are not run by a registered organization within  the supported country; 

  4. User Content or campaigns that are fraudulent, misleading, inaccurate,  dishonest, or impossible; 

  5. drugs, narcotics, steroids, controlled substances, pharmaceuticals or  similar products or therapies that are either illegal, prohibited, or enjoined  by an applicable regulatory body; legal substances that provide the same  effect as an illegal drug; or other products, medical practices, or any  related equipment or paraphernalia that have been found by an applicable  regulatory body to cause consumer harm; 

  6. knives, explosives, ammunition, firearms, or other weaponry or  accessories; 

  7. annuities, investments, loans, equity or lottery contracts, lay-away  systems, off-shore banking or similar transactions, money service businesses (including currency exchanges, check cashing or the like),  pyramid schemes, “get rich quick schemes” (i.e., Investment opportunities  or other services that promise high rewards),network marketing and  referral marketing programs, debt collection or crypto-currencies;

  8. gambling, gaming and/or any other activity with an entry fee and a prize,  including, but not limited to raffles, casino games, sports betting, fantasy  sports, horse or greyhound racing, lottery tickets, raffle tickets, auctions  and other ventures that facilitate gambling, games of skill or chance  (whether or not it is legally defined as a lottery),promotions involving  monetary rewards, including gift cards, or sweepstakes; 

  9. User Content or reflecting behavior that we deem, in our sole discretion, to  be an abuse of power or in support of hate, violence, harassment, bullying, discrimination, terrorism, or intolerance of any kind relating to  race, ethnicity, national origin, religious affiliation, sexual orientation, sex,  gender, gender identity, gender expression, serious disabilities or diseases; 

  10. for the legal defense of alleged crimes associated with hate, violence,  harassment, bullying, discrimination, terrorism, or intolerance of any kind  relating to race, ethnicity, national origin, religious affiliation, sexual  orientation, sex, gender, gender identity, gender expression, serious  disabilities or diseases, financial crimes or crimes of deception;

  11. .Activities with, in, or involving countries, regions, governments, persons, or  entities that are subject to U.S. and other economic sanctions under  applicable law, unless such activities are expressly authorized by the  appropriate governmental authority; 

  12. Funding a ransom, human trafficking or exploitation, vigilantism, bribes or  bounty; 

  13. Pornography or other sexual content; 

  14. Offensive, graphic, perverse or sensitive content; 

  15. the sale of items before the seller has control or possession of the item; 15.collecting payments on behalf of merchants by payment processors or  otherwise; including but not limited to self-payments on campaigns or an  attempt to bypass or otherwise circumvent the designated method of  payment as provided by Loadus Foundation Inc.; 

  16. credit repair or debt settlement services; 

17.the receipt or grant of cash advances or lines of credit to yourself or to  another person for purposes other than those purposes clearly stated in  the Campaign; 

18.publication or removal of User Content (such as mug shots),where the  primary purpose of posting such User Content is to cause or raise  concerns of reputational harm; 

19.sale or resale of a service without added benefit to the buyer; resale of  government offerings without authorization or added value; 

20.aggregation of funds owed to third parties, factoring, or other activities  intended to obfuscate the origin of funds; 

21.counterfeit music, movies, software, or other licensed materials without  the appropriate authorization from the rights holder; 

22.products or services that directly infringe or facilitate infringement upon the  trademark, patent, copyright, trade secrets, or proprietary or privacy rights  of any third party; 

23.unauthorized sale or resale of brand name or designer products or  services; 

24.sale of goods or services that are illegally imported or exported;

25.processing where there is no bona fide donation accepted; cash advance;  card testing; evasion of card network chargeback monitoring programs;

26.collecting or providing funds for any purpose other than as described in a  Campaign description; 

27.any other activity that Loadus Foundation Inc. may deem in its sole  discretion to be in support of individuals and/or entities associated with  alleged financial crimes including but not limited to corruption, bribery, tax  evasion, fraud, and activities of a similar nature; or 

28.any other activity that Loadus Foundation Inc. may deem in its sole  discretion to be unacceptable. 

  1. not to use the Services to transmit or otherwise upload any User Content that (i)  infringes any intellectual property or other proprietary rights of any party; (ii) you  do not have a right to upload under any law or under contractual or fiduciary  relationships; (iii) contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer  software or hardware or telecommunications equipment; (iv) poses or creates a  privacy or security risk to any person; (v) constitutes unsolicited or unauthorized advertising, promotional materials, commercial activities and/or sales, "junk mail,"  "spam," "chain letters," "pyramid schemes," "contests," "sweepstakes," or any  other form of solicitation; or (vi) in the sole judgment of Loadus Foundation Inc.,  is objectionable or which restricts or inhibits any other person from using or  enjoying the Services, or which may expose Loadus Foundation Inc. or its users  to any harm or liability of any type; 

    1. not to interfere with or disrupt servers or networks connected to the Services, or  disobey any requirements, procedures, policies or regulations of networks  connected to the Services; 

    2. not to harvest, collect or publish personally identifiable information of others; E. not to raise funds for a minor without the express permission of the minor’s  guardian unless the funds are transferred into a trust account for the sole benefit  of the minor; 

    3. not to use the S

    4. ervices on behalf of a third party or post any personal data or  other information about a third party, without the express consent of that third party; 

    5. not to use another User's account or URL without permission, impersonate any  person or entity, falsely state or otherwise misrepresent your affiliation with a  person or entity, misrepresent a Charity or Campaign through the Services, or  post User Content in any inappropriate category or areas on the Services; 

    6. not create any liability for Loadus Foundation Inc. or cause us to lose (in whole or  in part) the services of our Internet Service Provider(s),web hosting company or  any other vendors or suppliers; 

    7. not to engage in any conduct that, in Loadus Foundation Inc.’s sole judgment  and discretion, restricts or inhibits any other user from using or enjoying the  Services; 

    8. not to interfere with or disrupt any servers or networks used to provide the  Services or their respective features, or disobey any requirements of the  networks Loadus Foundation Inc. uses to provide the Services; 

    9. not to gain unauthorized access to the Services, or any account, computer  system, or network connected to these Services, by any unauthorized or illegal  means; 

    10. not to obtain or attempt to obtain any materials or information not intentionally  made available through the Services; 

    11. not to use the Services to post, transmit or in any way exploit any information,  software or other material for commercial purposes, or that contains advertising,  except that using the Services for fundraising activities in accordance with these  Terms is expressly permitted; 

    12. not to, on the LOADU$ Charity Platform, engage in advertising or commercial  solicitation of any product or service without Loadus Foundation Inc.’s written  consent, except that using the Services for fundraising activities in accordance  with these Terms is expressly permitted;

    13. transmit more request messages through the Services in a given period of time  than a human can reasonably produce in the same period by using a  conventional online web browser; 

    14. undertake any activity or engage in any conduct that is inconsistent with the  business or purpose of the Services; or 

    15. attempt to undertake indirectly any of the foregoing. 

Additionally, with respect to all Donations you make or accept through the Services, you  agree: 

      1. not to make or accept any Donations that you know or suspect to be erroneous,  suspicious or fraudulent; 

      2. not to use the Services in or for the benefit of a country, organization, entity, or  person embargoed or blocked by any government, including those on sanctions  lists identified by the United States Office of Foreign Asset Control (OFAC); 

      3. to maintain reasonable and standard security measures to protect any  information transmitted and received through the Services, including without  limitation by adhering to any security procedures and controls required by  Loadus Foundation Inc. from time to time; 

      4. to maintain a copy of all electronic and other records related to Campaigns and  Donations as necessary for Loadus Foundation Inc. to verify compliance with  these Terms of Service and make such records available to Loadus Foundation  Inc. upon our request. For clarity, the foregoing does not affect or limit your  obligations to maintain documentation as required by applicable laws, rules,  regulations, or governmental authority; and 

      5. at Loadus Foundation Inc.’s request, including without limitation in case of  investigations by Loadus Foundation Inc., a payment processing partner, or a  regulatory or governmental authority, to fully cooperate in the auditing of such  records, investigation of the relevant circumstances and remedy of any  uncovered violation or wrongdoing. 

Loadus Foundation Inc. reserves the right to refuse, condition, or suspend any  Donations or other transactions that we believe in our sole discretion may violate the  Terms of Service or harm the interests of our users, business partners, the public, or  Loadus Foundation Inc., or that expose you, Loadus Foundation Inc., or others to risks  unacceptable to us. We may share any information related to your use of the Services  with the appropriate financial institution, regulatory authority, or law enforcement agency  consistent with our legal obligations. This information may include information about  you, your account, your Donors, your Donations, and transactions made through or in  connection with your use of the Services. 

Donor Conduct

Donations: In order to contribute to a Campaign or to a Charity, a Donor will be  required to provide Loadus Foundation Inc. information regarding its credit card or other  payment instrument (“Payment Instrument”) that is linked to the Donor’s account on the 

Services (a “Billing Accou

  1. nt”). You, as a Donor, represent and warrant to Loadus Foundation Inc. that such information is true and that you are authorized to use the  applicable Payment Instrument. You agree that a certain minimum Donation amount  may apply, and that all Donations are final and will not be refunded unless Loadus Foundation Inc., in its sole discretion, agrees to issue a refund, for example in  accordance with the Loadus Foundation Inc. Guarantee. Loadus Foundation Inc. 

Recurring Donations: Donors may have the option to contribute recurring period  Donations (your agreement to make the Donations on a recurring basis, a “Donation  Subscription” and each individual Donation made in connection with a Donation  Subscription, a “Donation Installment”),and in electing to contribute on a recurring  basis, you, as a Donor hereby acknowledge that Donation Subscriptions automatically  renew and have a recurring payment feature, and that unless and until you opt out of  the auto-renewal of the Donation Subscription, which can be done through the  Platforms, any Donation Subscriptions you have signed up for will be automatically  extended for successive renewal periods of the same duration as the initial term  originally selected. In connection with each of your Donation Subscriptions, you (i)  hereby authorize Loadus Foundation Inc. to bill your Payment Instrument in the amount  of the applicable Donation Installments in advance on a periodic basis until you  terminate such periodic payments by opting out of the Donation Subscription, (ii) accept  responsibility for payment of all Donation Installments occurring prior to opt out and (iii)  agree to promptly update your Billing Account with any changes (for example, any  changes related to your Payment Instrument, such as a change in your billing address  or credit card expiration date). Changes to or termination of Donation Subscriptions or  Donation Installments will apply only to Donation Installments that take place after  Loadus Foundation Inc. receives notice of such change or termination. Loadus Foundation Inc. does not provide refunds of any amounts received in connection with  previously made Donation Installments. Additionally, by enrolling in any Donation  Subscriptions, you acknowledge and agree for any and all such Donation Subscriptions,  that (a) the ongoing maintenance and operation of Donation Subscriptions and each  Donation Installment are the sole responsibility of, and subject to the sole discretion of,  the individual or entity responsible for managing and receiving the Donation  Subscription (e.g., the applicable Campaign Organizer or Charity),(b) individual  Donation Installments may not be tax deductible, even if previous Donation Installments  for the same Donation Subscription were, and the amount of each Donation Installment  that is tax deductible may vary, (c) one or more specific Donation Installment may not  be provided to or received by the applicable cause, charity or Campaign if such cause,  charity or Campaign becomes unavailable, unable to accept Donations, or chooses to  stop receiving Donations, which may occur for various reasons, such as if the cause,  charity or Campaign becomes subject to an investigation or is suspended or removed  from the Services by Loadus Foundation Inc. or (d) the amounts actually received by  the applicable Campaign, Charity or cause may differ from one Donation Installment to  the next (for example, if the Payment Processer fees associated with the Donation  Installment change).

Your non-termination of a Donation Subscription reaffirms that Loadus Foundation Inc. is authorized to charge your Payment Instrument for the Donation Subscription in  accordance with these terms. This does not waive our right to seek payment directly  from you. 

Campaign Organizers, Beneficiaries or Charities

Account Holds: From time to time, Loadus Foundation Inc. may, in its sole discretion,  place a hold on a Campaign account (a "Hold"),restricting Withdrawals (defined herein),  initiate a reverse ACH transfer, secure reserves, or take similar actions to protect its  interests and those of its Users. Some of the reasons that we may take such actions  include, but aren’t necessarily limited to, the following: (i) if we have reason to believe  (in our sole discretion) that information provided by a Campaign Organizer is false,  misleading, or fraudulent, or that funds are being used in a prohibited manner, (ii) if the  funds available (as determined by Loadus Foundation Inc. in its sole discretion) should  be provided directly to a person other than the Campaign Organizer (such as a legal  beneficiary or person entitled by law to act on behalf of a Campaign Organizer),(iii) if  we have reason to believe that a Campaign or Campaign Organizer has violated these  Terms of Service, (iv) if Loadus Foundation Inc. determines that the Campaign  Organizer is colluding with donors to engage in fraudulent activity, (v) if we have reason  to believe (in our sole discretion) that there may be suspicious or fraudulent donation  activity, or (vi) if required in order to comply with a court order, subpoena, writ,  injunction, or as otherwise required under applicable laws and regulations. If you have  questions about a Hold we may have placed on your Campaign account, or need  information about how to resolve the Hold, please email info@loadus.org. 

Withdrawing Donations from a Campaign: While Loadus Foundation Inc. strives to  make Withdrawals available to you promptly, you acknowledge and agree that  Withdrawals may not be available to you for use immediately, and Loadus Foundation  Inc. does not guarantee that Withdrawals will be available to you within any specific time  frame, and Loadus Foundation Inc. expressly disclaims any and all responsibility for any  delay or inability to access and use Withdrawals at any specified time, and any  consequences arising from such delay or inability. You, as a Campaign Organizer, are  responsible for ensuring that the information you provide to Loadus Foundation Inc. in  order to process a Withdrawal, including your bank account information, is accurate and  up to date. Loadus Foundation Inc. may, at any time, for any reason, without notice, and  in its sole discretion, offer or issue a refund of Donation(s) with or without consulting  with you, which may comprise the entire amount donated to your campaign. Loadus Foundation Inc. is not liable to you or to any third party for any claims, damages, costs,  losses, or other consequences caused by Loadus Foundation Inc. issuing refunds,  including, but not limited to transaction or overdraft fees. 

Payment Processors

Loadus Foundation Inc. uses Payment Processors to process Donations for your  Campaign and thereafter deliver it to you. In order to withdraw funds from a Campaign, 

a Campaign Organizer or, if not the same, Beneficiary (collectively “Withdrawing Entity”)  will be required to provide the Payment Processor information regarding bank account  information (“Withdrawing Account”). You, as Withdrawing Entity, represent and warrant  to Payment Processor and Loadus Foundation Inc. that such information is true and that  you are authorized to use the applicable Withdrawing Account. 

By setting up a Campaign or accepting the role of Beneficiary to a Campaign, the  Withdrawing Entity agrees to the processing, use, transfer or disclosure of data by the  Payment Processors pursuant to any and all applicable terms set forth by the applicable  Payment Processors (currently, Adyen LLC, Stripe, Inc., WePay, Inc., PayPal, Inc., and  Peymynt),in addition to these Terms of Service, including Adyen’s terms of  service, Stripe’s terms of service, Stripe's Connected Account Agreement, WePay’s  terms of service, PayPal’s terms of service, and Peymynt’s terms of service. Loadus Foundation Inc.’s payment partner in Australia is Adyen Australia. Adyen Australia  contracts with Loadus Foundation Inc.’s Australian entity, Loadus Foundation Inc. Australia Pty Ltd (ACN 627 702 630),which entity is the contracting party responsible  for transactions benefitting the Australian user. Australian users, please see Adyen  Australia’s Combined Financial Services Guide and Product Disclosure Statement. 

Payment Processors for Charities on the LOADU$ Charity Platform

Loadus Foundation Inc. has partnered with Peymynt and WePay to make raising money  and donating to Charities easy and seamless. All Charities in the U.S. have the option  of using Peymynt or WePay to process Donations made through the Services (Peymynt is the default choice). The manner in which transactions are processed is explained  below. Currently, all Event registrations are processed through Peymynt or WePay,  depending on which Payment Processors the Event Organizer has chosen to use.  Charities in Canada are required to use WePay to process Donations. 

  1. Peymynt is a grant-giving IRS-registered 501(c)(3) public charity. Peymynt receives Donations from users as the charity of record and then grants the funds  to Donor-recommended 501(c)(3) charities. While Peymynt takes multiple steps  to attempt to grant donated funds according to the donor's identified preference,  Peymynt retains exclusive control over all donations. If a charity fails to meet the  terms of Peymynt’s Nonprofit Certification Policy and/or fails to meet Peymynt’s  due diligence standards for receipt of a donation at any time, Peymynt may  reassign the funds in accordance with its policy here. When Peymynt receives  your Donation, it will forward the Donation to the Charity of your choice, but  Peymynt will appear on your tax receipt. Donations made through Peymynt are  governed by Peymynt’s US Privacy Policy and User Agreement, as well as  PayPal’s Privacy Policy and User Agreement. 

  2. When WePay processes a Donation through the Services, the Donation will go  directly from the Donor to the non-profit's WePay merchant account. Donations  will appear on the Donor's credit card statement under the name of the non-profit  to whom they contributed. See WePay Terms of Service for more information.

LOADU$ Charity Widget

Each LOADU$ Charity Widget is a software tool that you may place on your website to  permit your visitors to access our Services. Subject to your compliance with these  Terms, we hereby grant you a non-exclusive, non-transferable, non-sublicensable,  revocable license to use and display the LOADU$ Charity Widget on your website for  your own personal or internal business purposes. We reserve the right to discontinue  providing any LOADU$ Charity Widget at any time, or to direct you to cease displaying,  or otherwise using, any LOADU$ Charity Widget for any or no reason, without liability to  you or any third party. You may not use the LOADU$ Charity Widget for any other  purpose without our prior written consent, and nothing in the Terms shall be deemed to  grant you any right, title or interest in the LOADU$ Charity Widget. In addition, you may  not, with any products or services for sale: 

  1. Use the LOADU$ Charity Widget (or any content displayed in connection with or  through it) in any manner that would constitute an endorsement by us of any  product, service, activity or brand contained on your website; 

  2. Place the LOADU$ Charity Widget on any website that includes content that is  offensive, harassing, threatening, abusive, discriminatory, vulgar, pornographic,  or otherwise inappropriate, as determined by us in our sole discretion; or 

  3. Use the LOADU$ Charity Widget in any manner that prevents the end users of  your website from linking directly to the application page of our LOADU$ Charity  Services. 

Special Notice for International Use; Export Controls

Software (defined below) available in connection with the Services and the transmission  of applicable data, if any, may be subject to export controls and economic sanctions laws of the United States or other jurisdictions. No Software may be downloaded from  the Services or otherwise exported or re-exported in violation of such export control and  economic sanctions laws. Downloading or using the Software is at your sole risk. Recognizing the global nature of the Internet, you agree to comply with all local rules  and laws regarding your use of the Services, including as it concerns online conduct  and acceptable content. 


Loadus Foundation Inc. offers Software applications that are intended to be operated in  connection with products made commercially available by Apple Inc. ("Apple"),among  other platforms. With respect to Software that is made available for your use in  connection with an Apple-branded product (such Software, "Apple-Enabled Software"),  in addition to the other terms and conditions set forth in these Terms of Service, the  following terms and conditions apply: 

  • Loadus Foundation Inc. and you acknowledge that these Terms of Service are  concluded between Loadus Foundation Inc. and you only, and not with Apple, and that as between Loadus Foundation Inc. and Apple, Loadus Foundation Inc.,  not Apple, is solely responsible for the Apple-Enabled Software and the content  thereof. 

  • You may not use the Apple-Enabled Software in any manner that is in violation of  or inconsistent with the Usage Rules set forth for Apple-Enabled Software in, or  otherwise be in conflict with, the App Store Terms of Service. 

  • Your license to use the Apple-Enabled Software is limited to a non-transferable  license to use the Apple-Enabled Software on an iOS Product that you own or  control, as permitted by the Usage Rules set forth in the App Store Terms of  Service. 

  • Apple has no obligation whatsoever to provide any maintenance or support  services with respect to the Apple-Enabled Software. 

  • Apple is not responsible for any product warranties, whether express or implied  by law. In the event of any failure of the Apple-Enabled Software to conform to  any applicable warranty, you may notify Apple, and Apple will refund the  purchase price for the Apple-Enabled Software to you, if any; and, to the  maximum extent permitted by applicable law, Apple will have no other warranty  obligation whatsoever with respect to the Apple-Enabled Software, or any other  claims, losses, liabilities, damages, costs or expenses attributable to any failure  to conform to any warranty, which will be Loadus Foundation Inc.'s sole  responsibility, to the extent it cannot be disclaimed under applicable law. 

  • Loadus Foundation Inc. and you acknowledge that Loadus Foundation Inc., not  Apple, is responsible for addressing any claims of you or any third party relating  to the Apple-Enabled Software or your possession and/or use of that Apple Enabled Software, including, but not limited to: (i) product liability claims; (ii) any  claim that the Apple-Enabled Software fails to conform to any applicable legal or  regulatory requirement; and (iii) claims arising under consumer protection or  similar legislation. 

  • In the event of any third party claim that the Apple-Enabled Software or the end user's possession and use of that Apple-Enabled Software infringes that third  party's intellectual property rights, as between Loadus Foundation Inc. and  Apple, Loadus Foundation Inc., not Apple, will be solely responsible for the  investigation, defense, settlement and discharge of any such intellectual property  infringement claim. 

  • You represent and warrant that (i) you are not located in a country that is subject  to a U.S. Government embargo, or that has been designated by the U.S.  Government as a "terrorist supporting" country; (ii) you are not listed on any U.S.  Government list of prohibited or restricted parties and (iii) you are not located in  any other country or jurisdiction from which you would be barred from using the  Services by applicable law. 

  • If you have any questions, complaints or claims with respect to the Apple Enabled Software, they should be directed to Loadus Foundation Inc. as follows: 


Atlanta, GA

Loadus Foundation Inc. and you acknowledge and agree that Apple, and Apple's  subsidiaries, are third-party beneficiaries of these Terms of Service with respect to the  Apple-Enabled Software, and that, upon your acceptance of the terms and conditions of  these Terms of Service, Apple will have the right (and will be deemed to have accepted  the right) to enforce these Terms of Service against you with respect to the Apple Enabled Software as a third-party beneficiary thereof. Accordingly, the parties  acknowledge and agree that Loadus Foundation Inc. enters into this clause (“Apple Enabled Software Applications”) for its own benefit and on its own behalf and also as an  agent for the benefit and on behalf of Apple and its subsidiaries with respect to the  exercise and enforcement of all rights, benefits and remedies of Apple and its  subsidiaries (but not any obligation or burden) in this clause (“Apple-Enabled Software  Applications”) which rights, benefits and remedies shall be enforceable by Loadus Foundation Inc. in its own right and also as agent for and on behalf of each of Apple and  its subsidiaries. Loadus Foundation Inc. may amend, terminate or rescind these Terms  of Service without the consent of Apple or any such subsidiary. 


Services Content, Software and Trademarks: You acknowledge and agree that the  Services may contain content or features ("Services Content") that are protected by  copyright, patent, trademark, trade secret or other proprietary rights and laws. Except as  expressly authorized by Loadus Foundation Inc., you agree not to modify, copy, frame,  scrape, rent, lease, loan, sell, distribute or create derivative works based on the  Services, the Services Content, or Content, in whole or in part, except that the foregoing  does not apply to your own User Content that you legally upload to the Services. In  connection with your use of the Services you will not engage in or use any data mining,  spiders, robots, scraping or similar data gathering or extraction methods. If you are  blocked by Loadus Foundation Inc. from accessing the Services (including by blocking  your IP address),you agree not to implement any measures to circumvent such  blocking (e.g., by masking your IP address or using a proxy IP address). Any use of the  Services or the Services Content other than as specifically authorized herein is strictly  prohibited. The technology and software underlying the Services or distributed in  connection therewith are the property of Loadus Foundation Inc., our affiliates and our  partners (the "Software"). You agree not to copy, modify, create a derivative work of,  reverse engineer, reverse assemble or otherwise attempt to discover any source code,  sell, assign, sublicense, or otherwise transfer any right in the Software. Any rights not  expressly granted herein are reserved by Loadus Foundation Inc.. 

The Loadus Foundation Inc. name and logos are trademarks and service marks of  Loadus Foundation Inc. (collectively the "Loadus Foundation Inc. Trademarks"). Other  company, product, and service names and logos used and displayed via the Services  may be trademarks or service marks of their respective owners, who may or may not  endorse or be affiliated with or connected to Loadus Foundation Inc.. Nothing in these  Terms of Service or the Services should be construed as granting, by implication,  estoppel, or otherwise, any license or right to use any of Loadus Foundation Inc. Trademarks displayed on the Services, without our prior written permission in each instance. All goodwill generated from the use of Loadus Foundation Inc. Trademarks  will inure to our exclusive benefit. 

Third-Party Material: Under no circumstances will Loadus Foundation Inc. be liable in  any way for any content or materials of any third parties (including Users) or any User  Content (including, but not limited to, for any errors or omissions in any User Content), 

or for any loss or damage of any kind incurred as a result of the use of any such User  Content. You acknowledge that Loadus Foundation Inc. does not pre-screen User  Content, but that Loadus Foundation Inc. and its designees will have the right (but not  the obligation) in their sole discretion to refuse, remove, or allow any User Content that  is available via the Services at any time and for any reason, with or without notice, and  without any liability to you or to any third party for any claims, damages, costs or losses  resulting therefrom. 

User Content Transmitted Through the Services: With respect to the User Content,  you represent and warrant that you own all right, title and interest in and to, or otherwise  have all necessary rights and consents to (and to allow others to) fully exploit, such  User Content, including, without limitation, as it concerns all copyrights, trademark rights  and rights of publicity or privacy related thereto. By uploading, sharing, providing, or  otherwise making available any User Content, or any portion thereof, in connection with  the Services, you hereby grant and will grant Loadus Foundation Inc. and its affiliated  companies and users a nonexclusive, worldwide, royalty free, fully paid up, transferable,  sublicensable, perpetual, irrevocable license to copy, display, upload, perform,  distribute, store, modify and otherwise use your User Content in connection with the  operation of the Services or the promotion, advertising or marketing thereof, in any  form, medium or technology now known or later developed. Without limiting the  foregoing, if any User Content contains your name, image or likeness, you hereby  release and hold harmless Loadus Foundation Inc. and its contractors and employees,  from (i) all claims for invasion of privacy, publicity or libel, (ii) any liability or other claims  by virtue of any blurring, distortion, alteration, optical illusion, or other use or exploitation  of your name, image or likeness, and (iii) any liability for claims made by you (or any  successor to any claim you might bring) in connection with your User Content, name,  image or likeness. You waive any right to inspect or approve any intermediary  version(s) or finished version(s) of the results of the use of your User Content (including  your name, image or likeness). Further, if any person (other than you) appears in your  User Content, you represent and warrant that you have secured all necessary licenses,  waivers and releases from such person(s) for the benefit of Loadus Foundation Inc. in a  manner fully consistent with the licenses, waivers and releases set forth above. You  further acknowledge that your participation in the Services and submission of User  Content is voluntary and that you will not receive financial compensation of any type  associated with the licenses, waivers, and releases set forth herein (or Loadus Foundation Inc.'s exploitation thereof),and that the sole consideration for subject matter  of this agreement is the opportunity to use the Services. 

We do not guarantee that any Services Content will be made available through the  Services. We reserve the right to, but do not have any obligation to, (i) remove, edit or 

modify any Services Content or User Content, in our sole discretion, at any time, without  notice to you and for any reason (including, but not limited to, upon receipt of claims or  allegations from third parties or authorities relating to such Services Content or User  Content, or if we are concerned that you may have violated these Terms of Service),or  for no reason at all and (ii) to remove or block any Services Content or User Content  from the Services. 

Payment Card Industry Data Security Standard: The Payment Card Industry Data  Security Standard (PCI DSS) is a set of industry-mandated requirements for any  business that handles, processes, or stores credit cards. The primary purpose of the  standards is to maintain controls around cardholder data to reduce credit card fraud. As  a service provider, Loadus Foundation Inc. is PCI DSS compliant and will maintain all  applicable PCI DSS requirements to the extent that we possess or otherwise store,  process, or transmit cardholder data on behalf of you, or to the extent that we can in any  way impact the security of your cardholder data environment. 

Copyright Complaints: Loadus Foundation Inc. respects the intellectual property of  others, and we ask our users to do the same. If you believe that your work has been  copied in a way that constitutes copyright infringement, or that your intellectual property  rights have been otherwise violated, you should notify Loadus Foundation Inc. of your  infringement claim in accordance with the procedure set forth below. 

Loadus Foundation Inc. will process and investigate notices of alleged infringement and  will take appropriate actions under the Digital Millennium Copyright Act ("DMCA") and  other applicable intellectual property laws with respect to any alleged or actual  infringement. A notification of claimed copyright infringement should be emailed to  Loadus Foundation Inc.'s Copyright Agent at Info@loadus.org (Subject line: "DMCA  Takedown Request").  

To be effective, the notification must be in writing and contain the following information: 

  • an electronic or physical signature of the person authorized to act on behalf of  the owner of the copyright or other intellectual property interest; 

  • a description of the copyrighted work or other intellectual property that you claim  has been infringed; 

  • a description of where the material that you claim is infringing is located on the  Services, with enough detail that we may find it on the Services; 

  • your address, telephone number, and email address; 

  • a statement by you that you have a good faith belief that the disputed use is not  authorized by the copyright or intellectual property owner, its agent, or the law;  and 

  • a statement by you, made under penalty of perjury, that the above information in  your notice is accurate and that you are the copyright or intellectual property  owner or authorized to act on the copyright or intellectual property owner's  behalf.

Counter-Notice: If you believe that your User Content that was removed (or to which  access was disabled) is not infringing, or that you have the authorization from the  copyright owner, the copyright owner's agent, or pursuant to the law, to upload and use  the content in your User Content, you may send a written counter-notice containing the  following information to the above-listed Copyright Agent: 

  • your physical or electronic signature; 

  • identification of the content that has been removed or to which access has been  disabled and the location at which the content appeared before it was removed  or disabled; 

  • a statement that you have a good-faith belief that the content was removed or  disabled as a result of mistake or a misidentification of the content; and • your name, address, telephone number, and email address, and a statement that  you will accept service of process from the person who provided notification of  the alleged infringement. 

If a counter-notice is received by the Copyright Agent, Loadus Foundation Inc. will send  a copy of the counter-notice to the original complaining party, informing that person that  it may replace the removed content or cease disabling it in 10 business days. Unless  the copyright owner files an action seeking a court order against the content provider,  member or user, the removed content may be replaced, or access to it restored, in 10 to  14 business days or more after receipt of the counter-notice, at our sole discretion. 

Repeat Infringer Policy: In accordance with the DMCA and other applicable law,  Loadus Foundation Inc. has adopted a policy of terminating, in appropriate  circumstances and at Loadus Foundation Inc.'s sole discretion, users who are deemed  to be repeat infringers. Loadus Foundation Inc. may also at its sole discretion limit  access to or terminate the Services and/or terminate the memberships of any users who  infringe any intellectual property rights of others, whether or not there is any repeat  infringement. 


The Services or third parties may provide or facilitate links, tools, widgets or other  features that allow you to access other sites, services and resources provided by third  parties (collectively, “Third Party Resources”). Loadus Foundation Inc. has no control  over such Third Party Resources or any products, services or content made available  through or by such Third Party Resources, or the business practices of the third parties  providing such Third Party Resources, and Loadus Foundation Inc. is not responsible  for and does not endorse such Third Party Resources or the products, services or  content made available thereby. You acknowledge that Loadus Foundation Inc. is not  responsible or liable for the content, functions, accuracy, legality, appropriateness or  any other aspect of such Third Party Resources. You further acknowledge and agree  that Loadus Foundation Inc. will not be responsible or liable, directly or indirectly, for  any damage or loss caused or alleged to be caused by or in connection with the use of  or reliance on any content, events, goods or services available on or through any such 

Third Party Resources. Any dealings you have with third parties found while using the  Services are between you and the third party and may be subject to additional terms  provided by the third party, which you agree to by using such Third Party Resources. As  an example of this, if you use the Loadus Foundation Inc. Platform through your mobile  device, and you upload a video to a fundraiser, that video will be uploaded using  YouTube, and subject to the YouTube Terms of Service. And you agree that Loadus Foundation Inc. is not liable for any loss or claim that you may have against any such  third party. 


You agree to release, indemnify on demand and hold Loadus Foundation Inc. and its  affiliates and their officers, employees, directors and agents harmless from any and all  losses, damages, expenses, including reasonable attorneys' fees, costs, awards, fines,  damages, rights, claims, actions of any kind and injury (including death) arising out of or  relating to your use of the Services, any Donation or Campaign, any User Content, your  connection to the Services, your violation of these Terms of Service or your violation of  any rights of another. You agree that Loadus Foundation Inc. has the right to conduct its  own defense of any claims at its own discretion, and that you will indemnify Loadus Foundation Inc. for the costs of its defense (including, but not limited to attorney’s fees.)  If you are a California resident, you waive California Civil Code Section 1542, which  says: "A general release does not extend to claims that the creditor or releasing party  does not know or suspect to exist in his or her favor at the time of executing the release,  and that if known by him or her would have materially affected his or her settlement with  the debtor or released party." If you are a resident of another jurisdiction—in or outside  of the United States—you waive any comparable statute or doctrine. 











Notwithstanding the foregoing, nothing in these Terms of Service will be deemed to  waive, preclude, or otherwise limit the right of either of us to (a) bring an individual  action in small claims court; (b) pursue an enforcement action through the applicable  federal, state, or local agency if that action is available; (c) seek injunctive relief in a  court of law; or (d) file suit in a court of law to address an intellectual property  infringement claim. 

The Process. Any arbitration between you and us will be settled under the Federal  Arbitration Act and administered by the American Arbitration Association (“AAA”) under  its Consumer Arbitration Rules (collectively, “AAA Rules”) as modified by these Terms  of Service. The AAA Rules and filing forms are available online at www.adr.org. 

A party who intends to seek arbitration must first send a written notice of the dispute to  the other party by certified U.S. Mail or by Federal Express (signature required) or, only  if that other party has not provided a current physical address, then by electronic mail  (“Notice of Arbitration”). The Notice of Arbitration must: (a) describe the nature and  basis of the claim or dispute; and (b) set forth the specific relief sought (“Demand”). We  agree to work with you and make a good faith effort to resolve the claim directly, but if  we aren’t successful within 60 days after the Notice of Arbitration is received, you or we  may commence an arbitration proceeding. All arbitration proceedings between the  parties will be confidential unless otherwise agreed by the parties in writing. During the  arbitration, the amount of any settlement offer made by either of us must not be  disclosed to the arbitrator until after the arbitrator makes a final decision and award, if  any. If the arbitrator awards you an amount which exceeds the last written settlement  amount offered by us in settlement of the dispute prior to the award, we will pay to you  the higher of: (i) the amount awarded by the arbitrator; or (ii) $10,000.00. 

Fees. If you commence arbitration in accordance with these Terms of Service, we will  reimburse you for your payment of the filing fee unless your claim is for more than  $10,000 in which case the payment of any fees will be decided by the AAA Rules. Any  arbitration hearing will take place at an agreed upon location in San Francisco,  California, but if the claim is for $10,000 or less, you may choose whether the arbitration  will be conducted: (a) solely on the basis of documents submitted to the arbitrator; (b)  through a telephone hearing or (c) by an in-person hearing as established by the AAA  Rules in the county of your billing address. If the arbitration finds that either the  substance of your claim or the relief sought in the Demand is frivolous or brought for an  improper purpose (as measured by the standards set forth in the Federal Rule of Civil  procedure 11(b),then the payment of all fees will be governed by the AAA Rules. In that 

case, you agree to reimburse us for all monies previously disbursed by us that are  otherwise your obligation to pay under the AAA Rules. Regardless of the manner in  which the arbitration is conducted, the arbitrator must issue a reasoned written decision  sufficient to explain the essential findings and conclusions on which the decision and  award, if any, are based. The arbitrator may make rulings and resolve disputes as to the  payment and reimbursement of fees or expenses at any time during the proceeding and  upon request from either party made within 14 days of the arbitrator’s ruling on the  merits. 

  • No Class Actions. YOU AND WE AGREE THAT EACH MAY BRING CLAIMS  TO THE FULLEST EXTENT LEGALLY PERMISSIBLE AGAINST THE OTHER  ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF  OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE  PROCEEDING. Further, unless both you and we agree otherwise, the arbitrator  may not consolidate more than one person’s claims and may not otherwise  preside over any form of a representative or class proceeding. 

  • Modifications to this Arbitration Provision. If we make any future change to  this arbitration provision, other than a change to our address for Notice of  Arbitration, you may reject the change by sending us written notice within 30  days of the change to our address for Notice of Arbitration, in which case your  account with us will be immediately terminated and this arbitration provision, as  in effect immediately prior to the changes you rejected will survive. 

  • Enforceability. If this Disputes section is found to be unenforceable, then the  entirety of this Disputes section will be null and void and, in that case, the parties  agree that the exclusive jurisdiction and venue described in the General section  below will govern any action arising out of or related to these Terms of Service. 

Confidentiality. We each agree to keep the arbitration proceedings, all information  exchanged between us, and any settlement offers confidential, unless otherwise  required by law or requested by law enforcement or any court or governmental body.  However, we may each disclose these matters, in confidence, to our respective  accountants, auditors, and insurance providers. 


You agree that Loadus Foundation Inc., in its sole discretion, may suspend or terminate  your account (or any part thereof) or your access to the Services and remove and  discard any User Content or data at any time and for any reason, with or without notice,  and without any liability to you or to any third party for any claims, damages, costs or  losses resulting therefrom. 


You agree that Loadus Foundation Inc. has the right to, after 72 hours, remove you from  your campaign if you abandon your position. Abandonment includes not responding or  being active in a 72 hour period while your campaign is live.


You agree that you are solely responsible for your interactions with any other user in  connection with the Services and Loadus Foundation Inc. will have no liability or  responsibility with respect thereto. Loadus Foundation Inc. reserves the right, but has  no obligation, to become involved in any way with disputes between you and any other  user of the Services. 


These Terms of Service constitute the entire agreement between you and Loadus Foundation Inc. and govern your use of the Services, superseding any prior agreements  between you and Loadus Foundation Inc. with respect to the Services. You also may be  subject to additional terms of service that may apply when you use affiliate or third-party  services, third-party content or third-party software. These Terms of Service will be  governed by the laws of the State of California without regard to its conflict of law  provisions. With respect to any disputes or claims not subject to arbitration, as set forth  above, you and Loadus Foundation Inc. agree to submit to the personal and exclusive  jurisdiction of the state and federal courts located within San Mateo County, California.  The failure of Loadus Foundation Inc. to exercise or enforce any right or provision of  these Terms of Service will not constitute a waiver of such right or provision. If any  provision of these Terms of Service is found by a court of competent jurisdiction to be  (or are otherwise) invalid, the parties nevertheless agree that the court should endeavor  to give effect to the parties’ intentions as reflected in the provision, and the other  provisions of these Terms of Service remain in full force and effect. You agree that  regardless of any statute or law to the contrary, any claim or cause of action arising out  of or related to use of the Services or these Terms of Service must be filed within one  (1) year after such claim or cause of action arose or be forever barred. A printed version  of this agreement and of any notice given in electronic form will be admissible in judicial  or administrative proceedings based upon or relating to this agreement to the same  extent and subject to the same conditions as other business documents and records  originally generated and maintained in printed form. You may not assign these Terms of  Service without the prior written consent of Loadus Foundation Inc., but Loadus Foundation Inc. may assign or transfer these Terms of Service, in whole or in part,  without restriction. If we fail to enforce any of our rights, that does not result in a waiver  of that right. The section titles in these Terms of Service are for convenience only and  have no legal or contractual effect. Notices to you may be made via either email or  regular mail. The Services may also provide notices to you of changes to these Terms  of Service or other matters by displaying notices or links to notices generally on the  Platforms. Loadus Foundation Inc. may, at any time, assign our rights or delegate our  obligations hereunder without notice to you in connection with a merger, acquisition,  reorganization or sale of equity or assets, or by operation of law or otherwise. Nothing in  these Terms shall prevent Loadus Foundation Inc. from complying with the law. Loadus Foundation Inc. shall not be liable for any delay or failure to perform resulting from  causes outside its reasonable control, including, but not limited to, acts of God, war, 

terrorism, riots, embargos, acts of civil or military authorities, fire, floods, accidents,  strikes or shortages of transportation facilities, fuel, energy, labor or materials. 


At Loadus Foundation Inc., we respect the privacy of our users. For details please see  our Privacy Policy. By using the Services, you consent to our collection and use of  personal data as outlined therein. If you are in Europe, by using the Services, you  acknowledge Loadus Foundation Inc.'s collection and use of personal information as  described in the Privacy Policy.